{"synthetic":true,"warning":"Schema example only; not a live bank offer.","results":[{"offer_id":"off_00000000000000000000000000","campaign_id":"cmp_00000000000000000000000000","source_rule_key":"synthetic-rule-1","sibling_relation":"independent","bank_code":"DEMO","bank_name":"Synthetic Bank","catalog_scope_label":null,"access":{"mode":"public_deterministic","personalization_reason":"none"},"holder_eligibility_regions":{"state":"known","included":["CN"],"excluded":[],"completeness":"complete"},"transaction_geography":{"state":"known","included":["CN"],"excluded":[],"completeness":"complete"},"merchant_service_geography":{"state":"known","included":["CN"],"excluded":[],"completeness":"complete"},"card_eligibility":{"state":"known","card_types":["credit"],"all_products_eligible":true,"eligible_products":[]},"merchant_scope":{"state":"known","merchant_names":["Synthetic Merchant"],"merchant_categories":["demo"],"store_scope_complete":true,"dynamic_store_set":false,"store_list_url":null},"qualification":{"state":"known","expression":{"operator":"all_of","clauses":[{"field":"transaction_amount","operator":"gte","value":{"amount":"100.00","currency":"CNY"}}]}},"benefits":[{"type":"fixed","description":"Synthetic 20 CNY instant discount","amount":{"amount":"20.00","currency":"CNY"}}],"benefit_composition":"single","benefit_text":"Synthetic example: spend CNY 100 and receive CNY 20 off","payment_route":{"state":"known","platforms":[],"wallets":[],"card_networks":["unionpay"],"clearing_networks":["unionpay"],"interaction_modes":["card_present"],"installment_terms":[]},"lifecycle_windows":[{"type":"campaign","state":"known","timing":"absolute","start_at":"2026-01-01T00:00:00+08:00","end_at":"2026-12-31T23:59:59+08:00"}],"recurrence":{"state":"known","days_of_week":[1,2,3,4,5,6,7],"all_day":true,"time_windows":[],"timezone":"Asia/Shanghai"},"enrollment":{"state":"not_applicable"},"quota":{"state":"not_applicable"},"usage_limits":{"state":"not_applicable"},"stacking_policy":{"state":"unknown","reason":"Synthetic example only."},"refund_policy":{"state":"unknown","reason":"Synthetic example only."},"unstructured_conditions":{"state":"not_applicable"},"exclusions":{"state":"not_applicable"},"start_at":"2026-01-01T00:00:00+08:00","end_at":"2026-12-31T23:59:59+08:00","status":"active","verification_state":"verified","source_url":"https://example.invalid/synthetic-bank-offer","source_type":"bank_official","source_published_at":null,"observed_at":"2026-07-17T08:00:00+08:00","last_verified_at":"2026-07-17T08:00:00+08:00","source_hash":"sha256:0000000000000000000000000000000000000000000000000000000000000000","version":1,"limitations":["Synthetic schema example; this is not a live bank offer."],"parse_warnings":[]}]}